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While making an investment in mutual funds, the biggest challenge that a person faces is to incorporate sturdy schemes in its portfolio. A scheme that can hold the luggage of the market uncertainties on its back quite ably, and doesn’t disappoint with its performance overtime. While it might appear that such schemes are too good to be true, but the fact is there are certain schemes that can get you exactly what you want – good returns wrapped in a protective layer.
Aditya Birla Sun Life Balanced 95 Fund is one of the most versatile funds to be ever produced in the Indian fiscal market. Right from a robust investment team to a judicious deployment of the users’ money, this fund has it all which makes it one of the top picks at MySIPonline. This fund is a powerhouse of wealth creation, and caters to almost every investor needs. To enlighten you further on this topic, we have jotted down some insanely surprising facts about this fund. So, why wait? Gulp down this knowledge platter and enjoy the power of wisdom
Warming Up Aditya Birla Sunlife Balanced 95 Fund, as the name suggests, is an equity-oriented hybrid fund that contains both Equity stocks and Debt instruments in its portfolio. It maintains a judicious balance between these two categories of investment, so that a perfect mixture of power and endurance is created. This fund is best suited to a conservative class of investors who are reluctant to bear huge risks, but also works fine for other category investors.
Aditya BSL Balanced 95 Fund is a universal choice in the realm of mutual fund investing, as it plays a vital role in incorporating the traits of diversification. Even experts today accept the fact that without the inclusion of a well-lit balanced fund, a portfolio is as good as food without salt. Adding Aditya Birla Balanced 95 Fund to your investment plan can surely compensate for this deficiency, and help create a worthy investment.
The Fund Analysis
Aditya Birla Sunlife Balanced 95 Fund (G) has been surprising the market and the investors by staying undisputed from the past 15 years. In these years, it has constantly outperformed the benchmark and have set the record higher every time for others to break. Not only this, it has earned a glorious position in CRISIL’s star performers list with an average of 4-star ranking, and has maintained this position for over a decade.
The fund follows an allocation ratio of 70-30 in Equity and Debt, respectively, allowing a margin of about 5% to move either way. The fund managers perform a regular allocation review and make necessary rebalancing on a monthly basis. In the past few years, it has made a shift towards large cap stocks that build almost two-third of its corpus’s strength. In regards to debt, it follows both accrual and duration strategies to create alpha.
The Report Card
ABSL Balanced 95 Fund is one of those rare gems of the industries that have kept their positions unshaken and have yielded more than expected, every time. The yearly results of this fund has never let down the hopes of its subscribers, as they have always been shiny and promise a better growth in the future. Talking about the exact numbers that this fund fetched, the 1 year, 3 year and 5 year returns stood at 7.56%, 10.39% and 15.92%, respectively, which are way above the score of its peers and the benchmark, CRISIL Hybrid 35+65 Aggressive.
After making a rigorous study of this fund and exhausting all our testing exercises, we at MySIPonline have come to a conclusion that Aditya Birla Sunlife Balanced 95 Fund will be a perfect addition to your portfolio, regardless of whether you hold an aggressive mentality or are quite sceptical about your fund choices. You can get hold of an expanded version of information on this fund on our website.